Give every dollar a job
Start with a plan
for the money you have.
Before the month gets busy, give bills, groceries, savings, and fun money a clear place to go. Pigi keeps it simple enough that you will actually open the app.
Monthly budget planner
A monthly budget planner for real life
Plan your income, bills, everyday categories, savings, and goals while the month is still ahead of you. Pigi helps you see what is safe to spend before you tap your card.
Quick answer
What is a monthly
budget planner?
You decide how this month's income covers bills, spending, and savings—so you are not guessing from your bank balance alone. Pigi keeps that plan on your phone, easy to tweak when life changes.
Step by step
How to make a monthly budget
you can keep using.
A good budget does not have to be fancy. It just needs to show what your money is for before the month starts—and stay flexible when real life shows up.
01
Add your monthly income
Start with the money you expect to use this month, whether it arrives monthly, biweekly, or in a few smaller deposits.
02
List the bills that cannot move
Rent, utilities, subscriptions, minimum payments, and anything else that needs a spot before daily spending begins.
03
Choose spending categories
Give groceries, transport, dinners out, coffee, and fun money their own limits so your plan matches real life.
04
Set savings and goals aside
Protect money for trips, emergency savings, gifts, or larger purchases before the month has a chance to absorb it.
05
Track spending as you go
Update the plan when you spend so every category keeps showing what is actually left.
06
Adjust when plans change
Move money between categories when life happens, then keep going without scrapping the whole month.
How Pigi helps
Your budget should answer
before you spend.
Pigi keeps your plan close when you actually need it—before you buy something, when you need to move money, and when you are getting ready for next month.
Give every dollar a job
Start with a plan
for the money you have.Before the month gets busy, give bills, groceries, savings, and fun money a clear place to go. Pigi keeps it simple enough that you will actually open the app.
Safe to spend
Know what is left
before you buy.A bank balance can look fine while rent, bills, or goals are still waiting. Pigi keeps the useful number close: what is actually available in this category.
Flexible categories
Adjust the plan
when the month changes.Plans shift. Move money between categories, cover overspending, and keep the month intact without rebuilding everything from scratch.
Spending clarity
See where money went
and plan what is next.Recent spending should help your next plan, not live in a report you forget to open. Pigi keeps it next to your categories so adjusting feels natural.
Compare your options
Pigi vs spreadsheets,
worksheets, and bank apps.
A spreadsheet or worksheet can be a great place to start. Pigi is for keeping that monthly picture with you—on your phone—when you are out living your life.
Best for
Planning before the month runs away
Pigi
Phone-first monthly planning
Spreadsheet
Flexible, but manual
Worksheet
Simple paper planning
Bank app
Balances after money moves
Setup effort
Guided monthly flow
Build formulas first
Simple to start
Usually automatic
Safe-to-spend clarity
Category-level before you buy
Possible, but manual
Easy to fall behind
Account balance hides bills and goals
Ongoing maintenance
Track and adjust in one place
More typing and cleanup
Manual math
Transactions update for you
Flexibility
Move money when life changes
Flexible if maintained
Can get messy quickly
Often fixed categories
Mobile friendly
Built for quick checks
Awkward on a phone
Not always with you
Native app, easy on the go
PigiStrong fitWorks with tradeoffsLimited fit
Monthly budget planner FAQ
What people ask
before they plan.
Friendly answers about planners, trackers, spreadsheets, getting paid biweekly, and zero-based budgeting with Pigi.
It is a simple way to split your monthly income between bills, spending categories, and savings before the month starts. That way you can see what is safe to spend—not only what your bank balance says today.
psst… clearer
spending starts here
Join the waitlist
Pause the impulse
then spend on purpose.
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Here’s to the first page of your calmer money story.
Take it slow — we’re rooting for you.
with care, the Pigi team